Privacy Policy

Last Updated: January 16, 2025

1. Introduction

Welcome to our financial technology services. We understand the importance of your personal information and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial services and platform.

2. Information We Collect

2.1 Personal Information

  • Identity Information: Name, date of birth, government-issued ID numbers
  • Contact Information: Email address, phone number, physical address
  • Financial Information: Bank account details, transaction history, credit information
  • Authentication Data: Passwords, security questions, biometric data

2.2 Automatically Collected Information

  • Device Information: IP address, browser type, device identifiers
  • Usage Data: Access times, pages viewed, features used
  • Location Data: Geographic location based on IP address or device GPS

3. How We Use Your Information

  • To provide and maintain our financial services
  • To process your transactions and maintain your account
  • To comply with legal and regulatory requirements
  • To detect and prevent fraud and security breaches
  • To improve and personalize our services
  • To communicate with you about your account and our services

4. Data Security

We implement robust security measures to protect your information, including:

  • End-to-end encryption for sensitive data
  • Regular security audits and penetration testing
  • Multi-factor authentication
  • Access controls and monitoring
  • Regular employee security training

5. Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate or incomplete information
  • Request deletion of your information
  • Opt-out of marketing communications
  • Data portability

6. Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. When no longer required, we securely delete or anonymize your information.

7. Third-Party Sharing

We may share your information with:

  • Service providers who assist in operating our platform
  • Financial institutions to process transactions
  • Regulatory authorities as required by law
  • Law enforcement agencies when legally required

8. Contact Us

If you have questions about this Privacy Policy or your personal information, please contact our Data Protection Officer at:
Email: support@finswitch.com
Phone: +254 740 990 000